Terms and Conditions

1. Scope of Site Usage
Subtitle: Informational Access and Functional Limitations

The Capital Insights Peru site provides content in a financial literacy context that is descriptive and informational. Users can access all pages without obligation to provide personal data. The site does not provide transaction services, account creation, or features requiring authentication. All content aims to provide general explanations about stocks and capital market processes.

Additionally, the scope of use does not include offer activities, financial solicitation, or action instructions. Capital Insights Peru does not provide interpretation about specific instruments or outcomes. Users understand that the site functions as a stable information source and does not change substantially.

2. Intellectual Property Rights
Subtitle: Content Ownership and Permitted Use

All text, page structure, and informational content contained on the site are owned by Capital Insights Peru. Users are allowed to read and share site links as long as they do not alter or misuse available materials. Content may not be copied for commercial purposes or re-presented in a form that can create evaluative perception of stocks.

This intellectual property right includes information presentation, writing format, and page structure, but does not include publicly available general data. Users are not permitted to reproduce content in contexts that alter meaning or presentation purpose.

3. User Responsibility
Subtitle: Responsible Site Usage

Users are expected to use the site according to informational purposes and not interpret content as action direction or recommendations. Each decision or interpretation is the user's personal responsibility. Capital Insights Peru is not responsible for information use that is outside literacy context.

Additionally, users are prohibited from conducting technical actions such as automatic collection, scraping, or using scripts that can disrupt site operations. All access must be conducted in accordance with applicable Peruvian laws regarding electronic system use.

4. Limitation of Liability
Subtitle: Content Presentation in Informational Context

Capital Insights Peru does not provide any warranties, statements, or representations about outcomes related to stocks or capital markets. All content is presented in descriptive form without evaluation. The site is not responsible for user interpretations of available information.

Additionally, Capital Insights Peru does not process financial data, does not provide analytical services, and does not connect users with transaction activities. Readers understand that information provided is not professional advice or market predictions.

5. No Professional Relationship
Subtitle: Explanation About Non-Consultative Status

Site usage does not form a professional relationship between users and Capital Insights Peru. The site does not provide consulting services, analysis, or personal recommendations related to stocks. All explanations are structured for general literacy purposes and are not intended as action guidance.

Users cannot consider content as a basis for financial decisions. Any informational questions can be submitted through the contact form in accordance with the Privacy Policy.

6. System Security and Site Access
Subtitle: Operational Procedures and Regulatory Compliance

Capital Insights Peru implements basic security measures to maintain site stability. The system is structured according to applicable Peruvian electronic system operation provisions. There is no automatic collection through tracking technology without consent.

Users must ensure that access is conducted from secure devices and does not violate applicable Peruvian laws. Capital Insights Peru is not responsible for external disruptions outside system control.

7. Links to External Sources
Subtitle: Liability Limitations for External Content

The site may contain links to external sources that are informational in nature. Capital Insights Peru does not control, manage, or verify content from those third parties. Users are responsible for reviewing external site policies before accessing them.

There is no personal data transfer through those links. Capital Insights Peru is not responsible for changes, updates, or external content outside the system.

8. Changes to Terms and Conditions
Subtitle: Updates and Effective Date

Capital Insights Peru may update Terms and Conditions to accommodate operational needs or regulatory changes. Each update will be indicated through the last updated date displayed at the top of the document.

Changes will not modify the site's basic functions or add commercial features. Users are advised to review this document periodically.

9. General Terms and Jurisdiction
Subtitle: Compliance with Peruvian Regulations

All site usage is governed based on Peruvian jurisdiction. Capital Insights Peru complies with rules in applicable Peruvian data protection and electronic system operation laws. If there are differences in interpretation, Peruvian law provisions apply fully.

These general terms ensure that all interactions on the site remain within informational boundaries and do not create legal consequences outside data presentation functions.

For more information, please use the contact information above.